Why exactly is it a good idea to reach out to a personal injury lawyer in Burlington after a motorcycle accident? It’s a good question, especially if it seems obvious that crash was someone else’s fault and you are optimistic that the insurance company will treat you right.
Many people feel that they should be able to handle this kind of thing on their own, that the other driver’s insurance company will treat them fairly and handle their claim quickly.
Our experience is that this is rarely the case.
Our legal team at Champlain Valley Law recently worked with a couple who are motorcycle enthusiasts. They’ve been riding for years without trouble.
One day, at an intersection downtown, a driver blew through a stop sign and crashed into the side of the husband, knocking him over and pinning his leg under the bike.
There was no question that the other driver was negligent. So instead, the insurance company questioned his injuries. They wanted to know about his entire medical history. The insurance company assumed because he was active and fit, that he probably had old injuries or weaknesses that were causing his pain.
Until we came on board, the insurance company did not take the claim seriously.
This is the benefit of having Drew Palcsik, an experienced Burlington motorcycle accident lawyer on your side.
Causes of Motorcycle Accidents in Burlington
You can find motorcycles on the streets and highways in and around Burlington during most months of the year. However common, passengers and other vehicles do not always respect them. Careless driving or failure to share the road are common causes of accidents, including:
- Distracted driving
- Drunk driving
- Unsafe lane changes
- Unprotected left turn accident
- Lane splitting
- Sudden stops
- Car doors (getting “doored”)
Additionally, hazardous weather can increase the chance of an accident. For example, conditions that reduce visibility or make surfaces slippery can increase the likelihood of a crash. Drew will investigate the cause of your accident and help you get the compensation you need for damages.
The Role of Insurance in Motorcycle Crash Claims
Vermont requires every motorist to have certain minimum liability coverages. These include policies that cover both injuries to others and property damage and basic uninsured motorist coverage.
The Claim Process
For an injured Burlington motorcyclist, the first course of action may be to pursue an insurance claim through the at-fault party’s insurer. An adjuster assigned to the case will conduct an investigation. The investigation primarily determines the extent of the losses, including severity of bodily injuries and value of damaged or destroyed property, and which party or parties are at fault. Insurance companies use formulas to do this.
Once the adjuster determines fault, they may make you a settlement offer. Settlement offers may be lower than what you could obtain with the help of an attorney. Legal counsel could prepare a demand letter, and advocate for your interests to secure a satisfactory settlement.
If the insurance process is unsuccessful, you can file a lawsuit against the at-fault party. The assistance of a Burlington motorcycle accident attorney may be critical to formulating a legal strategy and executing as the case moves through the civil court system towards trial.
See How a Burlington Motorcycle Accident Attorney Could Help
Treatment for your injuries may be costing you a lot of money. Furthermore, you may be struggling to physically recover and adjust your life to new limitations or necessary accommodations.
An attorney will understand what you are going through and provide guidance through the legal recovery process. We will help you file an insurance claim, negotiate with insurers, or file a lawsuit on your behalf. Get in touch with Drew Palcsik, a Burlington motorcycle accident lawyer, today to get started on your case.